PRIMARY SERVICES

1. Risk Identification and Analysis

2. Insurance Program Audit

3. Competitive Purchasing Management - Insurance Specifications, Broker Selection, Coverage and Rate Negotiation

4. Insurance Proposals - Analysis, Comparison and Negotiation

5. Management Liability (Analysis and Insurance Negotiation) -

   • Directors' & Officers' Liability
   • Fiduciary Liability
   • Employment Practices Liability
   • Executive and Personnel Liability (other business risk areas)

6. Professional Liability/Errors & Omissions Liability - Analysis and Insurance Negotiation

7. Products Liability - Exposure Evaluation, Exploration of Methods of Control and Protection

8. Transaction Risk Management (Contract Control) - Analysis and preparation (in collaboration with legal counsel) of Indemnification, Insurance, Limitation of Liability, Additional Insured, Waiver of Subrogation, and other risk allocation provisions in Leases, Purchase and Acquisition Agreements, Contracts with Customers, Vendors, Manufacturers, Suppliers, Contractors, etc.

9. Workers' Compensation

   • Program Analysis and Negotiation
   • Claims Management
   • Loss Control and Safety Program Management
   • Experience Modification Review
   • Audit and Retrospective Rating Adjustment Review

10. Mergers & Acquisitions - Due Diligence, Risk Assessment, Insurance Analysis and Negotiation

11. Insurance/Risk Management Reports - Presentations for Directors, Senior Management, Lenders, etc.

12. Self-Insurance Analysis

13. Litigation Support and Expert Witness Testimony

14. Continuing Risk Management - ongoing contributions as part of the Management Team